How much should my deductible be?

How much should my deductible be?

Its almost time to renew my auto insurance policy, and I have a $1000 deductible. Ive thought about going down to a $500 deductible, because I recently had some minor damage to my car (a kid threw a rock at my window and it broke) and my insurance would not pay for it because the estimate was under $1000. Whats the difference between the $1000 and $500? Are the monthly payments different? I am trying to save as much money as I can because Im in school and working part time for minuimum wage. Any thoughts?

 

BEST ANSWER: Try this site where you can compare quotes:COVERAGE-FINDER.NET

 

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since GTs are sports cars (insurance is more for sports car)

 

 

Best car insurance price for financed cars?

I'm only 19, and I'm getting a financed car VERY soon. I know I can't look at the big name guys, cause I've already done that and they want $450 a month just for a car with no power and isn't even sport. I plan on either getting a 2009-10 Dodge Avenger or 2009-10 Nissan Altima/Sentra. I have had car insurance without a gap for almost 2 years now on my current car, so I won't have any problems having anyone cover me or anything. I live in FL, so if anyone knows of any small insurance companies that are good with financed cars and teens, PLEASE list it below. Thanks.

 

 

I have a polish worker were can i find cheap car insurance for him?

I have a polish worker were can i find cheap car insurance for him?

 

 

Do you have health insurance?

how old are you and how old are your kids?

 

 

Car insurance for 2 people, is it cheaper to insure 2 seperate cars or 1 ?

So 1 car each, or one between 2 people..... which one would generally be cheaper ?

 

 

Car insurance won't cover accident?

Ok, so I live here in phoenix arizona. I haven't had insurance on my car for a while up until Friday November 2, 2012 when I got paid from work. (Don't harass me for this it was a stupid decision. I live five minutes away from my work and that is all I do is work and home). Now, was heading into work and I thought I was parked. I was on private property, I was at Arrowhead Mall here in az. There are no camera's. etc. I thought I put my car in park when I had it in reverse and I started fiddling around for my purse in the passenger seat. I lifted my foot off the break and the car started rolling backwards and before I knew it I hit the other car that was parked. There was no one in the car and we swapped insurance information but because I had just gotten insurance that day it didn't process til November 3rd. So my insurance wouldn't cover the claim. Now I'm screwed and the guy is telling me that he is out of state and would like to get this fixed before he leaves. He was told that the claim has to be settled between us now. I want to make this right. It was my fault. But there was no police report. So, the guy is looking around for estimates on fixing his bumper. If I can't pay in the time frame he needs me too pay, what can I do? I don't think i can even get a loan because I don't know about my credit history and I'm not having family or friends help in this. I just don't know what actions I can even though I want to help him and make my mistake right.

 

 

Car insurance check for air bags?

So im planning on getting either Allstate or Farmers Insurance, I'm wondering if they will check for air bags when they look at my car.

 

 

How much would it cost for a citation with no insurance in Texas ?

How much would it cost for a citation with no insurance in Texas ?

 

 

Should I sue or settle with the insurance company?

So, my 2010 Sentra (Brand New less than 6K miles) was rearended. It's been hell dealing with the other guy's insurance company- never return calls, no followup, etc..... My car is back looking great except for minor details (issue with the trunk) which I hope to work out with the shop. They are giving me a low ball offer on diminished value and I live in a state that grants diminished value Here are my questions: 1) Is there a simple calculator that can be used to calculate diminshed value? The car was in pristine condition prior to the wreck 2) At this point, is it better to use a Attorney? I want to be compensated for days lost from work, medical expenses, diminished value, pain and suffering (also if shop is not able to work out minor repair detail I want compensation for that )

 

 

Can you still get bundle insurance with a DWI?

I just like to know if it is possible to get a bundle insurance and the discount with a DWI? My family has a bundle policy for both car and house. Recently, my auto insurance was ...show more

 

 

Insurance question?

do you have to be married to someone to be on their health insurance?

 

 

Will auto insurance provider raise my premium rates for filing a claim even if the incident is not my fault?

I just noticed some deep scrapes/scratches on left corner of rear bumper on my Prius after returning from late-night shopping. I was thinking about filing a claim on basis of vandalism, but I heard providers tend to raise rates for filing a claim whether it's my fault or not. I'm just wondering if it'll cost me less in the long run to go for it or just find and go to an auto paint shop directly?

 

 

What is the best site for finding family health insurance?

What is the best site for finding family health insurance?

 

 

Classic car insurance in ireland?

iv a sports car that will be 20yrs old next yr,its not my main car so mileage kept low,insurance and tax is high , so i was looking into classic insurance,part of qualifying for classic insurance is i have to be registered with a classic car club,does any1 know of one that would suit that's not limited to a particular make of car or air-cooled in ireland thanks

 

 

Insurance change? Nissan 350z to Pontiac GTO?

Alright, Well I have a 2005 Nissan 350z 35TH Anniversary edition, And I am going to trade it in on an 05 Pontiac GTO. What would the changes in my insurance be you think?

 

 

Are auto insurance premiums negotiable?

They want me to pay the same rate I've been paying the last two years. Is the company/industry open to negotiating thru its phone agents? Anyone have success or is this company too big to do that sort of thing?

 

 

How much will my car insurance be when I turn 23?

I hear your monthly car insurance payments go down significantly once you're 23. I turn 23 in a few months and currently pay $65/month. How much can I expect it to be after I'm 23?

 

 

Can anybody tell me where i can get cheap car insurance for my son he s 19 and has a full uk license?

Can anybody tell me where i can get cheap car insurance for my son he s 19 and has a full uk license?

 

 

Licence wrong date when applying for insurance?

when you get a quote along the way it asks you to enter when you recieved your licence. what if i put 2-3 years old when in actual fact it is only 2 months old. Will the insurance company find out that i am not telling the truth or can i get away with it? Do they check my licence to see when i got it. thanks.

 

 

Would I need car insurance before purchasing a used car from a private dealer?

I'm 18, I'll be 19 by the time I purchase my first car & I was wondering do I need car insurance before I buy the vehicle. I've never done this before so I have no idea how this works.

 

How much should my deductible be?

Its almost time to renew my auto insurance policy, and I have a $1000 deductible. Ive thought about going down to a $500 deductible, because I recently had some minor damage to my car (a kid threw a rock at my window and it broke) and my insurance would not pay for it because the estimate was under $1000. Whats the difference between the $1000 and $500? Are the monthly payments different? I am trying to save as much money as I can because Im in school and working part time for minuimum wage. Any thoughts?

https://www.linkedin.com/pulse/affordable-health-insurance-fort-wayne-laura-richmond/